Is Your Credit Card APR Increasing?

Opening mail from your credit card company is never fun. If it isn’t a bill or marketing letter, it’s often an update to the terms of the credit card agreement, including changes to the annual percentage rate, or APR, that determines the interest rate paid on revolving balances. Credit card interest rates are tied to […]

Best Practices for a Healthy Smile

Practicing proper oral hygiene is essential for preventing cavities and gum disease, which can lead to pain, tooth loss and other health issues. Maintaining good oral health is especially important if you have diabetes, are an older adult or are pregnant. To help you attack harmful plague, protect your teeth, stay healthier, and maybe even […]

Avoid These Common Renovation Mistakes

Embarking on a home improvement project is both exciting and stressful.Dont let one of these common mistakes spoil the fun Dont rush! Large scale projects take months. Plan accordingly and build in several weeks for curve balls. Miscommunication. Tensions can run high, so find out the best way to stay in touch with your contractor […]

5 Shrubs to Beautify Your Garden

According to House Beautiful gardening experts, shrubs can be the stars of any garden because the plants do it all”attract pollinators, create screening and privacy, and offer brilliant splashes of color. Best of all, most shrubs thrive for years without requiring much work on your part! Just be sure the shrub type is suited to […]

The Benefits of a Hardship Plan

If youre buried in credit card debt, theres a reasonable solution that your credit card company may allow you to use, but only if you ask about it. A hardship plan, also known as a credit card payment plan, can help dig you out of debt and ultimately improve your credit score. A hardship plan […]

How to Protect Your Identity Online

Protecting your identity online requires more than just ignoring spam emails from unknown senders, especially when it comes to using WiFi. Whether at home or in public, most people nowadays use wireless networks to save data on their phone plans or avoid spotty internet connections. However, this convenience comes at a risk. If you’re not […]

How to Check If a Debt Collector Is Legitimate

Figures from the Consumer Financial Protection Bureau (CFPB) show that about 70 million people”more than a quarter of adults in the United States”either have a debt in collection or have been contacted about one. Some of those people are wrongly contacted by debt collectors. Reasons include contacting the wrong person for the wrong amount, or […]

The Costs of Owning a Dog

One of the biggest responsibilities a child”or a family”can take on is adopting a dog as a pet. Feeding, walking, grooming and cleaning up after a dog are daily responsibilities that everyone can do, and will also help teach children how to take care of something they love. For parents, however, there’s the extra task […]

Houseplants for a Healthier Home

Studies show that plants can Increase o2 Most plants release oxygen throughout the day, but some varieties, like orchids and Gerbera daisies, release oxygen at night, too. They might help you sleep better. Improve air quality Plants help remove toxins that can cause headaches, nausea and certain respiratory issues. Increase productivity Children are more attentive […]